Back to Home

TradFi Whitepaper

Institutional Options Infrastructure for Decentralized Finance

Built on Solana | Version 1.0 | Last Updated: January 2025

Vision

TradFi's mission is to bridge traditional finance sophistication with decentralized infrastructure. We envision a world where derivatives, risk management, and structured products are fully on-chain, transparent, and permissionless — yet as efficient and liquid as centralized finance.

TradFi is building the options layer for Solana DeFi, enabling traders, institutions, and protocols to seamlessly hedge, speculate, and generate yield using composable crypto-native derivatives.

"Bringing Wall Street precision to Solana speed."

Problem Statement

The DeFi derivatives market is in its infancy. Despite billions locked in DeFi protocols, options remain illiquid, fragmented, and difficult to use.

Low Liquidity

On-chain options suffer from fragmented markets and poor depth, making it difficult for traders to execute large positions without significant slippage.

High Costs

Ethereum-based options are slowed by gas fees and execution inefficiency, making frequent trading and complex strategies economically unviable.

Limited Composability

Most protocols are siloed and cannot integrate options as primitives, preventing innovation in structured products and yield strategies.

Institutional Barriers

Lack of risk management tools, governance clarity, and regulatory-friendly design prevents institutional adoption of DeFi derivatives.

Solution Overview

TradFi provides a modular, high-performance options protocol leveraging Solana's ultra-low latency and composability.

Option AMM Engine

Continuous, non-custodial liquidity across strikes and maturities using dynamic volatility curves.

Composable Option Primitives

Any protocol can integrate options into lending, structured products, or yield strategies through our SDK.

Strategy Vaults

Automated vaults offering delta-neutral or covered-call strategies for passive investors.

Risk Engine

Oracle-powered margining and real-time liquidation for capital-efficient trading.

Platform Mechanics

Option AMM

A hybrid model using Black-Scholes implied volatility curves and bonding curves to dynamically price options. Liquidity providers earn fees proportional to option decay and volume.

Vault Layer

Strategy vaults execute predefined options strategies (e.g., covered calls, cash-secured puts) automatically, distributing yield to depositors.

Margin & Collateral

TradFi's risk engine supports cross-collateralization, portfolio margining, and dynamic risk weighting. Collateral can include SOL, USDC, or whitelisted SPL tokens.

Composability SDK

Developers can integrate options into other DeFi applications — enabling structured notes, delta-neutral vaults, and hedging layers across Solana protocols.

Tokenomics

TFI Token

The governance and utility token of TradFi protocol

Total Supply
1,000,000,000

Token Utility

Governance

Vote on protocol parameters via MetaDAO-powered futarchy where markets predict the best outcomes.

Staking

Lock TFI to receive a share of protocol fees generated from trading and vault performance.

Fee Discounts

Reduced trading and vault fees for TFI stakers, improving capital efficiency for active traders.

Collateral Role

TFI may serve as partial collateral within margin accounts, increasing token utility and demand.

Governance — Futarchy

TradFi adopts futarchy using MetaDAO technology, a governance model where prediction markets determine the best outcomes rather than subjective voting.

How Futarchy Works

1

Policy Proposals

Community members submit proposals (e.g., change fee rates, add collateral types, adjust risk parameters).

2

Prediction Markets Created

Two prediction markets are created:
Market A: Protocol value if proposal is implemented
Market B: Protocol value if proposal is rejected

3

Market-Based Decision

Traders bet on which market yields higher protocol value (measured by TVL, fees, or governance index).

4

Execution

The winning market outcome determines the policy execution automatically.

Why Futarchy?

This creates market-based governance that rewards informed decisions and punishes uninformed voting. Instead of popularity contests, futarchy aligns incentives with protocol success, ensuring decisions are data-driven and economically rational.

Business Model

Revenue Streams

Trading Fees

0.05–0.2%

Charged on all option transactions, providing consistent revenue from platform activity.

Vault Performance Fees

10–20%

Performance-based fees on automated strategy vault profits, aligning protocol success with user returns.

Staking Revenue

Variable

Redistribution of protocol income to TFI token stakers, creating sustainable yield for long-term holders.

SDK Integrations

Licensing / Rev-share

Revenue sharing agreements with partner protocols integrating TradFi's options primitives.

Revenue Allocation

Buyback & BurnDeflationary pressure on TFI
Treasury GrowthProtocol sustainability & reserves
Developer IncentivesContinuous innovation & upgrades
DAO GrantsEcosystem growth & liquidity

Market Opportunity

The derivatives market represents one of the largest opportunities in traditional finance, and DeFi is just beginning to tap into this potential.

$300T+

Global options market annually

<$5B

On-chain derivatives TVL

0.001%

Current market penetration

TradFi positions itself as the central options liquidity hub for Solana — enabling a $100B+ market within the next decade as DeFi matures. Solana's ecosystem growth, ultra-low fees, and institutional interest provide an unmatched environment for scalable derivatives.

Technical Architecture

TradFi is built on Solana's high-performance blockchain, leveraging its sub-second finality and low transaction costs to provide seamless staking experiences.

Core Components

  • Smart Contract Layer: Rust-based programs deployed on Solana for staking, unstaking, and reward distribution.
  • Validator Network: Distributed across high-performance validators with proven track records and uptime guarantees.
  • Oracle Integration: Real-time price feeds and yield data from Pyth Network and Switchboard.
  • Frontend Interface: Next.js application with Solana wallet integration for seamless user experience.

Staking Mechanisms

Native SOL Staking

Stake SOL directly with our curated validator network. Earn base staking rewards with 21-day unstaking period.

APY: 7-9%Unstaking: 21 days

Liquid Staking (mSOL)

Stake SOL and receive mSOL tokens that can be used in DeFi while earning staking rewards. Instant liquidity with no unstaking period.

APY: 6.5-8.5%Instant liquidity

JitoSOL Staking

Enhanced staking with MEV rewards through Jito validators. Receive jitoSOL tokens with additional yield from MEV extraction.

APY: 8-10%MEV rewards included

Security & Audits

Security is paramount at TradFi. Our smart contracts undergo rigorous auditing and testing before deployment.

Multi-Sig Wallets

All treasury operations require multiple signatures

Smart Contract Audits

Audited by leading security firms

Bug Bounty Program

Up to $100K for critical vulnerabilities

Roadmap

Q1 2025

Platform Launch

Launch core options trading with Option AMM and initial strategy vaults

Q2 2025

SDK & Composability

Release composability SDK for protocol integrations and structured products

Q3 2025

Institutional Features

Launch institutional dashboard with portfolio margining and advanced risk management

Q4 2025

Cross-Chain Expansion

Explore cross-chain options and multi-asset collateral support

Strategic Partnerships

TradFi has established partnerships with leading protocols in the Solana ecosystem to provide comprehensive options infrastructure.

Jupiter

Liquidity aggregation for optimal token swaps and options settlement

Solana Foundation

Technical support and ecosystem integration

PumpFun

Token launch platform integration for new market opportunities

MetaDAO

Futarchy-powered governance for data-driven protocol decisions

Conclusion

TradFi represents the future of institutional-grade staking on Solana. By combining traditional finance principles with DeFi innovation, we provide users with secure, efficient, and profitable staking solutions.

Our commitment to security, transparency, and user experience positions TradFi as the premier destination for both retail and institutional staking. Join us in building the future of decentralized finance on Solana.

Ready to start staking?

© 2025 TradFi. All rights reserved.

For questions or partnerships, contact us at hello@tradfi.io